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Posts Tagged ‘credit card debt consolidation’

Does the credit card debt restart if a different agencies send letters about your debt even after 6 years?

I mean i heard after 6 years or so your credit card debt is written off, but if during those 6 years you get letters from different solictors, agencies etc does this include the 6 years or is it restarted from the beggining when to a another agency?

I’m not sure if you are asking about the reporting time line or the statute of limitations so I will address both.

Derogatory accounts show on your credit report for 7-years from the date of first delinquency. It is illegal to re-age debts.

The statute of limitations however can be restarted if you pay on a old debt or in some States be even admitting that the debt is yours.

Credit card debt Photo Mugs Credit card debt. Scissors cutting a creditcard in two…..

Dave Ramsey’s Financial Peace University DVD 3-Pack: The Great Misunderstanding, Cash Flow Planning, and Dumping Debt [DVD] $79.99 This special contains Dave’s most popular lessons from his Financial Peace University class. These 3 crucial money topics – budgeting, paying off debt, and giving – include entertaining information that EVERYONE MUST LEARN. What’s Included: The Great Misunderstanding DVD In this 60-minute Financial Peace University lesson, Dave explains the scriptural guidelines for handling money and how our stew…

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US National Debt Clock – in real time! ($15,600,000,000,000 and counting!) Just in time for the 2012 election! Makes a great gift! This US national debt clock tracks the US national debt. It comes pre-programmed based on the latest 2012 data, but can be re-programmed if the rate of debt increases or decreases. Can handle deficits and surpluses up to $3.3 trillion per year. Can hold up to $100 trillion on clock. Updates every second! Comes with a pop-out desk stand and ke…

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