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Posts Tagged ‘credit card debt’

Does the credit card debt restart if a different agencies send letters about your debt even after 6 years?

I mean i heard after 6 years or so your credit card debt is written off, but if during those 6 years you get letters from different solictors, agencies etc does this include the 6 years or is it restarted from the beggining when to a another agency?

I’m not sure if you are asking about the reporting time line or the statute of limitations so I will address both.

Derogatory accounts show on your credit report for 7-years from the date of first delinquency. It is illegal to re-age debts.

The statute of limitations however can be restarted if you pay on a old debt or in some States be even admitting that the debt is yours.

Credit card debt Photo Mugs Credit card debt. Scissors cutting a creditcard in two…..

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